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7 Steps to Double Your Claims Paid By Insurance Company

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You are supposed to get higher compensation! Don’t be fooled by the agents and advisors. The individual accidents vary and there is a large room for insurers to manipulate.

Step 1: Get the complete evidence and records

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This step is fundamental for all of the efforts to double your compensation. You should take pictures at the scene from different perspectives. You should talk to the witnesses. It would be best if the police report is available to you. You must be the first one to get to know who caused this accident.

Step 2: Keep your mouth shut in front of insurance companies

When the accident occurs, the staff from the insurance companies may give you a call, getting your statement about this accident. Don’t say anything but the injuries you got. Be careful at this moment. They will do whatever they can to prevent the claim or at least pay as little as possible. Your unthoughtful statement may give them an advantage.

Step 3: Get diagnosed and follow your doctor’s orders exactly

Next, you should go to the doctor to have the injury diagnosis report. This is extremely important in the following claim. Do exactly the doctor says.

Step 4: The second round of collection

In step 1, you’ve already collected all the evidence and materials. Now, the second round of collection is equally important. You have collected all the bills and receipts during the treatment period. It would be better to have a lawyer help you do all of this stuff. If you are on your own, make sure all of the records are well organized.

Step 5: Hire an expert to examine the past work

At this time, you need an expert to examine all the works you have done. Did you miss something such as an important claim? Or a significant receipt? After doing all this stuff, let’s move to the next step.

Step 6: File a claim to the insurance company.

Make sure that the compensation you demand is big enough to cover not only all the costs incurred during the treatment as well as your sufferings and future cost that you will undertake. Ask a much-inflated number in the claim.

Step 7: Threaten with the lawsuit

To secure the profit, the company may not accept your claim. At this moment, you should be tough and threaten them with a lawsuit. Reputation is the only thing that the insurance companies value. Let them know you are serious about the claim.

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Written by Debra Strauss

Debra, a culinary mother, is a three-child mother who graduated from the Chinese University of Hong Kong with a bachelor's degree in economics and Chinese.

Debra loves living and sharing and is currently working full-time on article writing.